What Banks Do With Money: Loans, Interest Rates, and Investments

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A series to build strong financial habits early on in life! Understanding how banks work — as well as the basics of loans and investments — are just two critical financial literacy skills that all kids should have. Did you know that banks use customers’ deposits to make loans to other customers? Or that the Federal Reserve is the central bank of the United States? Learn all this and more in What Banks Do with Money — a book that introduces kids to banking. ABOUT THE SERIES: How can I make money? What is inflation? What is the difference between a debit card and a credit card? Economics — and more specifically, money — play such a large role in our lives. Yet there are many mysteries and misconceptions surrounding the basic concepts of finance and smart money management. This set of True Books offers students the know-how they'll need to start on the road to financial literacy—a crucial skill for today's world. Interesting information is presented in a fun, friendly way — and in the simplest terms possible — which will enable students to build strong financial habits early on in life.
More Information
Written by Janet Liu;Melinda Liu
ISBN 978-1-339-00496-9
Key Features
  • Lively text, rich in detail and accessible by middle grade readers, provides financial literacy information in a fun and informative way
  • Theoretical information is accompanied by real-world examples and useful tips, giving kids the tools they need to develop financial literacy
  • Compelling artworks and diagrams in each book illustrate the essential financial literacy skills every money-smart kid should know
  • Editorial cartoons with thought provoking questions help hone kids’ critical thinking skills.
  • Sidebars feature historical information, including how important economic events have impacted our lives for hundreds of years
  • The Big Truth spread brings to light an interesting and sometimes controversial topic about the theme covered, encouraging readers to dig deeper, think critically, and learn more
  • A pictorial timeline highlights important moments in the history of the topic covered
  • Backmatter sections provide an opportunity to put in practice what readers learned
  • Table of contents, captions, glossary, index and further reading expose readers to classic library nonfiction text features.
  • Find the Truth! feature starts each book with two statements-one true and one false-which begins the inquiry process by engaging readers to think proactively
Fiction / Nonfiction Nonfiction
Item # 756424
Imprint Children's Press
Copyright 2024
Format Reinforced Library Binding
Trim Size 7 1/4 x 8 3/8
Pages 48
Ages 8, 9, 10
Dewey 332.1
Guided Reading Level S
Lexile Level 920L
Grades 3 - 5
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